Prime Minister Suraksha Bima Yojana
In case of accidental death of 7/12 holder farmer or in case of disability, he / she gets benefit of up to Rs. 2.00 lakhs under Gopinath Munde Farmer’s Accident Scheme. For this, the farmer does not have to pay any kind of insurance premium. But descendants of farmers, family members, landless farmers and laborers whose names are not on 7/12 are not benefited from this scheme. Hence Central Government has started the Prime Minister’s Security Insurance Scheme in the country and in this Scheme, farmer of age group 18 to 70 years (female / male citizen) can participate. Benefits of up to Rs. 2.00 lakhs are payable under accidental death or disability. For this, only 12.00 (twelve) rupees are to be paid and you have to fill the prescribed application form in the nationalized or district central bank with the bank account.
The duration of this scheme is from 1 June to 31 May and one must submit application to the bank before 31 May. The concerned bank will deduct the amount of Rs 12.00 from bank account and will send it to the insurance company andin case of accidental death / disability amount, of Rs 2.00 lakhs is payable to the nominee or the family. Hence all the farmers, landless agricultural laborer are invited to get Insurance Cover by participating in the plan by paying for all the eligible age group members (18 to 70) in his family.
=Sunil Borkar
District Superintending Agriculture Officer, Satara